Persint provides an online consumer analytics application leveraging existing aggregated account data to deliver a missing component to PFM (personal finance management) ??? performance conclusions. Through Persint, consumers gain the context to answer the household questions of ???where do I stand??? (financially) and ???what next??? (recommended solutions). Combining account data, peer-based exception analysis and performance scores, Persint???s analytics transform aggregated account data into objective, credible recommendations towards improving net worth, cash flow or risk management. The frictionless add-on application enables financial institutions to enhance their advisory position, gain actionable consumer intelligence and expand revenue opportunities. Becoming their advisor requires delivering objective advice.