Address: 983 Chancellor Ave, suite 2516 Irvington, NJ 07111 Phone: 862-298-5973 Customer satisfaction is a major aspect of the buy here pay here model. When customers are able to be comfortable and candid with their lenders, such allows the lenders to be able to provide comprehensive, customer-friendly auto financing. Hassles and headaches are taken out of the buy here pay here model, something most traditional dealerships can’t boast. Securing a loan—no matter what the loan is for—is often considered to be a difficult endeavor. Whether it's a mortgage, a loan for a college education, or an auto financing loan, there are a variety of aspects that make the application process difficult. Furthermore, a lot of individuals don't like the premise of borrowing money to begin with; most would rather be able to pay for their expenses and investments outright.