Contact Address: 983 Chancellor Ave, suite 2415, Irvington, NJ 07111 Phone: 862-298-5987 About US Do you have to have bad credit to shop at O'Gorman Motors? While we specialize in helping people with bad or no credit, you do not need to have credit issues to be an O'Gorman customer! In fact, we offer a program specifically for people with good credit with APRs as low as 2.9% on approved credit. Ask your Sales Advisor for details and terms or call our approvals line Will you accept financing from my bank or credit union? Absolutely! Typically, your lender will set guidelines for what vehicle you are financing.